Employer-Sponsored Health Insurance

In preparing for this discussion, read Chapters 16 and 22 of the course text. For your initial post, address the following in the discussion forum:

  • Describe the sales process in the employer-sponsored model.
  • Compare the differences between rating and underwriting.
  • Discuss the influence of the Patient Protection and Affordable Care Act on ONE of the four areas: (a) marketing, (b) sales, (c) rating, and (d) underwriting.