Gerontology Reflection

For this reflection assignment, I invite you to evaluate the risk factors that determine if an older adult will be poor. In doing so, play the Social Security Game ( http://socialsecuritygame.actuary.org/)      . Then, based on the choices you made saving the Social Security Program and our covered textbook material, evaluate and write your reflection by answering the following:

  • What are the risk factors that could determine if an older adult will be poor?
  • What is the most important factor in establishing the financial security for the “golden years”? (In here please think/describe the challenges older adults face in building their retirement income and the shifting patterns of employment in the past two decades).
  • What should younger adults do now to avoid poverty in old age? How do you / would you prepare for your financial security in your “golden years”?

(Reflection’s length: 750 words; approximately 3-4 pages, double spaced in Word document)\