TOPIC Maraam – Money Banking And Risk

FACULTY OF BUSINESS AND MANAGEMENT STUDIES

UNDERGRADUATE BUSINESS PROGRAMME

ACADEMIC YEAR 2020-2021, 1st Semester

January – 2021

WRIT1

Programme Title: A&F

Module Title: Money Banking and Risk

Module Code: GAC5013

Assessment Method: Assignment

Level: 5 Block: 1

Module Credits: 20 Weighting: 50%

Due Date: Enter a date. Word Count: 2,000

Examiner(s): Dr. Neungruthai Petcharat

Submission Date: 22nd to 24th November, 2020

Version: 1

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Gulf College – Faculty of Business and Management Studies – In academic

Affiliation with CARDIFF SCHOOL OF MANAGEMENT

A. Written work

 A signed declaration that the work is your own (apart from otherwise referenced acknowledgements) must be included after the reference page of your assignment

 Each page must be numbered.  Where appropriate, a contents page, a list of tables/figures and a list of abbreviations

should precede your work.  All referencing must adhere to School/Institutional requirements.  A word count must be stated at the end of your work.  Appendices should be kept to the minimum and be of direct relevance to the content of

your work.  All tables and figures must be correctly numbered and labelled.

B. Other types of coursework/assignments

 Where coursework involves oral presentations, discussions, poster presentations, etc., specific instructions will be provided by your module leader/team.

———————————————————————————————————————————————

Rewrite below part just after the References of your assignment.

WORK DECLARATION

I, [Name of Student], hereby declare that the uploaded Assignment through Turnitin is my own work.

I affirm that this has been researched and completed in accordance with the college rules and

regulations on plagiarism.

I acknowledge the advice given by the module tutors on proper referencing to avoid plagiarism and

the rules on the academic unfair practice.

I acknowledge that I read and understand the plagiarism guide written at the end of this

assessment. Any academic misconduct will be handled according to the rules and regulations of the

university.

[Name of Student]

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General instructions

Assignment must be submitted online through Turnitin before due date. An acknowledgement will

be given to you by your teacher upon presentation of the finance clearance. This is your receipt,

keep it.

The only circumstance in which assignments can be uploaded late via Turnitin is if a Mitigating

Circumstances (MC) form is submitted at the same time. In these circumstances work may be

submitted within five (5) working days. Make sure to secure MC form and submit the same to the

concerned staff.

Write the number of words used, excluding references, at the end of your assignment. Provide the

list of sources you used at the last page of your assignment with proper label ‘References’. You may

include diagrams, figures etc. without word penalty. The number of words will be + or – 10% of the

total words allowed. = 2,000 words + 200 = 2,200 words or = 2,000 words – 200 = 1,800 words

A work declaration must be included just after the reference page of your assignment. This ensures

that you prepare your work in good faith. Any form of collusion and/or academic unfair practice will

be dealt with according to the pertinent rules and regulations of the partner university. Please read

carefully the plagiarism guide.

Assessment Details

This Assignment comprises 50% of the total assessments marks. It will develop the following skills:

 Writing skills. Through assignment task, students will be able to improve their writing and

skill which is needed in the workplace.

 Analytical skills. The reflection report enables the students to analyses and evaluate the

benefits of the different activities done in the class. This skill will eventually help students to

evaluate options necessary to make decisions in the workplace.

 Application skills. With understanding and knowledge of the module, students will be able

to apply relevant theory with the role of financial institutions in achieving sustainable

development of firms.

In addition, the assessment will test the following learning outcomes:

 Identify and explain the importance of the monetary and financial system and analyse the

roles and functions of financial institutions, participants and regulators within markets and

evaluate how financial markets operate

 Understand the theoretical underpinnings of risk – its causes, and methods of managing the

primary business risks arising from financial markets

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Assessment Task

First report: Credit disbursement by banks rises P1: Muscat: Review of the activities of conventional banks indicates an annual growth in total outstanding credit disbursement of 4.4 per cent at the end of April 2019. Credit to the private sector grew by 2.1 per cent to OMR18.9 billion. Conventional banks’ (Bank Muscat, NBO) overall investments in securities (Shares, Stocks, Bonds, Treasury Bills) increased by 9.0 percent to OMR3.4 billion. Investment in Government Treasury Bills (GTBs) stood at OMR290.5 million at the end of April 2019. P2: Aggregate deposits held with conventional banks increased by 4.7 per cent to OMR19.8 billion in April 2019 from OMR18.9 billion a year ago. Government deposits with conventional banks increased by 10.3 per cent to OMR5.7 billion, while deposits of public enterprises increased by 23.8 per cent to OMR1.1 billion during the same period. P3: Private sector deposits, which accounted for 64 percent of total deposits with conventional banks, increased marginally by 2.2 per cent to OMR12.7 billion. The core capital and reserves of conventional banks at the end of April 2019 stood at OMR4.9 billion. ONA (2019), Credit disbursement by banks rises, Available at:

https://timesofoman.com/article/1638326/business/economy/conventional-banks-credit-

disbursement-grows Accessed 11 April, 2020.

Read the above report and write an assignment based on the following tasks:

(a) Briefly introduce monetary and financial system of Central Bank of Oman (CBO) in the report

(10 marks).

(b) Discuss the importance of financial market for the country and analyse the growth of

investment in securities (financial assets) in financial market mentioned in the report (25

marks). Week1 + Week 7 (most important)

(c) Make comments how effective investment in securities (financial assets = Week1) improves

economic growth of the country based on the report (25 marks). Week1 + Week 7 (most

important) + P1 = . Investment in Government Treasury Bills GTBs, (financial assets)

(d) Discuss roles and functions of conventional banks (Week 5 + P2 &P3) in managing the

primary business risks (Week2) arising from financial markets (Week 7) based on the report

(30 marks).

(e) Provide a conclusion (conclude information from task a, b, c, and d ) with the logical flow of

information given in the assignment report (10 marks)

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***END OF ASSIGNMENT TASK***

Guidelines to Students:

You are required to write an assignment report (2,000 words) based on the outline given below:

Introduction – (a) Introduce monetary and financial system of Central Bank of Oman in

the report (250 words).

Content analysis

(b) Discuss the importance of financial market for the country (200 words)

and analyse the growth of investment in securities in financial market

mentioned in the report (250 words). – Week 7

(c) Make comments how effective investment in securities (financial assets =

Week1) improves economic growth of the country based on the report (450

words). = Week1 + Week7 (most important) + P1 = . Investment in

Government Treasury Bills GTBs, (financial assets)

(d) Discuss roles and functions of conventional banks (Week 5) in managing

primary business risks (Week2) arising from financial markets (Week 7) based

on the report (600 words).

Conclusion – (e) it provides the summary (from task a, b, c, and d ) of the analysis with logical

flow of information given in the report (250 words).

Reference – it includes a comprehensive list of references from all sources including books,

e-books, online sources, newspapers, journals and publications using the

proper Harvard referencing system (10-15 references).

Mid-term Assignment = Week 1- Week 2 – Week 3 – Week 4 – Week 5 – Week 7

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GAC5013 – Money Banking and Risk AY: 2020-2021 / 1st Semester

Marking Scheme

Topics Description Marks

Allocated

Introduction

Overview of monetary and financial system of Central Bank of Oman in the report

10

Content analysis

The importance of financial market with appropriate (10 marks)

in-text citations

Analysis of the growth of investment in securities (15 marks)

in financial market of the report

25

Effective investment in securities in improving economic growth of

the country based on the report with appropriate in-text citations 25

Roles and functions of conventional banks (10 marks)

with appropriate in-text citations

Their roles and functions in managing primary (20 marks)

business risks arising from financial markets

30

Conclusion A summary of the analysis with logical flow of

information given in the report 10

Total 100 marks

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Plagiarism

1. Plagiarism, which can be defined as using without acknowledgement another person’s words or ideas and submitting them for assessment as though it were one’s own work, for instance by copying, translating from one language to another or unacknowledged paraphrasing. Further examples of plagiarism are given below:

Use of any quotation(s) from the published or unpublished work of other persons, whether published in textbooks, articles, the Web, or in any other format, which quotations have not been clearly identified as such by being placed in quotation marks and acknowledged.

Use of another person’s words or ideas that have been slightly changed or paraphrased to make it look different from the original.

Summarising another person’s ideas, judgments, diagrams, figures, or computer programmes without reference to that person in the text and the source in a bibliography or reference list.

Use of services of essay banks and/or any other agencies.

Use of unacknowledged material downloaded from the Internet.

Re-use of one’s own material except as authorised by the department.

2. Collusion, which can be defined as when work that has been undertaken by or with others is

submitted and passed off as solely as the work of one person. This also applies where the work of

one candidate is submitted in the name of another. Where this is done with the knowledge of the

originator both parties can be considered to be at fault.

3. Fabrication of data, making false claims to have carried out experiments, observations, interviews or

other forms of data collection and analysis, or acting dishonestly in any other way.

Plagiarism Detection Software (PDS)

As part of its commitment to quality and the maintenance of academic standards, the University reserves the right to use Plagiarism Detection Software (PDS), including Turnitin. Such software makes no judgment as to whether a piece of work has been plagiarised; it simply highlights sections of text that have been found in other sources.

The use of plagiarism detection software fulfills two functions. The first is to enhance student learning (i.e. as a developmental tool); the second is to guard against and identify unfair practice in assessment.

Further information and guidance can be found in the University’s policy on the Use of Plagiarism Detection

Software.